Changing Legal Owner on Title Deeds

There can be a variety of reasons why you might want to change the name of who is registered as the legal owner of a property.

Obtaining New Deeds

CHANGING WHO IS RECORDED AS LEGAL OWNER ON THE TITLE DEEDS OF A PROPERTY

There can be a variety of reasons why you might want to change the name of who is registered as the legal owner of a property. Most commonly, changes of name, particularly the removal of a name, happens on either divorce or death: When a couple divorces or separates, one of them may want to stay in the property and buy the share of the other.

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When Someone Dies, Divorce or Separation

Most commonly, changes of name, particularly the removal of a name, happens on either divorce or death: When a couple divorces or separates, one of them may want to stay in the property and buy the share of the other.

The process of removing a name from the title deeds

An application must be made to change the register. Form AP1 should be completed

If the entire property is to be transferred to new owners, Form TR1 should also be completed and filed with the land Registry.

Where the property is owned by two owners as joint tenants and one dies, the surviving joint owner becomes the sole legal owner of the property. In order to remove the name of the deceased, Form DJP must be completed and filed.

If there are no surviving owners, the transfer will happen as part of the probate process. The beneficiaries may have the property transferred into their names, or into the names of representatives using form AP1 and AS1.

If the owners bought the property using a mortgage, the permission of the mortgage lender will usually be necessary to be obtained in order to remove the name of one of the owners. The mortgage provider will usually assess the financial ability of the remaining owner to make repayments.

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